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I looked at them all and stayed with my carrier for all my other insured items, State Farm. I have had some friends in the marine business that have first hand experience with Progressive, Geico, and others resulting in really slow claim management and paying claims made. I did pay more due to some added coverage for stereo, speakers, amps as many don't consider this if you are upgrading from stock. -
American Family is really good but ya the 550hp motor change mine a lot !!Leave a comment:
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I had good luck with Global Marine. They even refunded the unused portion of the policy when I sold my boat.
I am cautious of Ski-safe. After nearly 20 years of claim free service with modest increases - they all of sudden wanted to double my annual rate, and when I called to talk about it, their stance was "thats just the way it is"......Leave a comment:
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one thing I have notice over the years is HP ,that's the question they all ask (and they should) its hard for the insurance companies to understand that increase in HP does not mean high speed in tow boats. Try convincing them that your 550HP boat only does tops 38-41. Also only if ask, dont talk about it takes on 3000 pounds on water, it only just freaks out the agent even more.Leave a comment:
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Q: list of insurance companies to shop
We've been through several discussions on insurance....but I'm shopping to replace Progressive. Here are the companies I'm considering.
The two main considerations for me are 1: high liability limits and 2: wind or named storm coverage.
Maybe the latter is governed by the State...TBD.
Here are the ones I'm considering. Any comments to add or avoid would be helpful.
Alphabetical order:
Boat U.S.
Geico
Ski Safe
Travelers
Maybe State Farm but only because I know an agent that owns a Nautique.
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